USDA Loans

USDA loans, MD, are low-interest mortgages with zero down payments designed for low-income Americans who don't have good enough credit to qualify for traditional mortgages. You must use a USDA loan to buy a home in a designated area covering several rural and suburban locations.

Owing largely to the U.S. Department of Agriculture, you can now realize your dream of buying a house surrounded by pastures.

How do USDA loans work in Maryland?

The USDA issues mortgages to applicants who are gauged to have the most pressing need for a house. This means that you:

  • Are deprived of safe, sanitary housing.
  • Have an income that is below the low-income limit according to the area you live in.
  • Are not eligible to obtain a home loan through conventional means.

If you're interested in obtaining a USDA loan, then talk to us today!

The USDA has enabled over 127,000 families to buy a house as part of its Rural Development Program. Its low interest and no down payments make it possible for anyone to own decent housing. There are three types of USDA loans, but you don't need to fret over them since our specialists are happy to answer and clarify everything with respect to which loan will suit you the most.

Your occupation doesn’t factor in with the process, although it may seem more suited to farmers or ranchers. The eligibility lies with the location and income, so you don't need to know oats from sorghum to obtain a USDA loan in MD.

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Your Mortgage Genie's Privacy Policy.