It's a great time to purchase or refinance, so let us walk you through the whole process. It's easy!

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Explore various loan program options for fixed and adjustable rate mortgages.

We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.

Welcome to the official site of Your Mortgage Genie

We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL.  We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.

What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal.

 CLICK BELOW FOR INFORMATION ABOUT YMGenie's most popular programs 


FHA Loans






Refinancing? We can help you with that, too!

We offer a wide range of refinance options designed to meet the needs of local borrowers best. If you're looking for cash out or lower rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | Refinance Cash Out | FHA 203k | VA Streamline | VA Cash-Out | USDA Streamline | Conventional | HELOC | Self-employed | Investment | Jumbo |

Contact Your Mortgage Genie TODAY!!!

It isn't enough to get a mortgage loan by securing the lowest interest rate. How you connect with the company that's providing the loan is the most crucial decider before committing.

How do first-time homebuyers in MD benefit from the YM-Genie?

We offer high-standard touchpoint services that rival mortgage brokers and publicly traded national full-service mortgage companies as a full-service mortgage company.

When working with us for your mortgage needs, you can be confident about receiving the following benefits:

  • We are focused primarily on the financial side of the business and have the appropriate experience and to properly structure loans.
  • We offer our clients access to our entire team, including analysts, marketing, closers, and mortgage bankers, and service specialists.
  • We realize that the best loans don't often depend on the interest rate and fees.
  • Our relationship with you is our priority. We navigate the waters of mortgage financing with third-party vendors so that you don't have to.
  • Our loan packages are designed and detailed with the best marketing teams.
  • We work closely with our proprietary lending partners to modify and develop new loan programs that match the demands of the marketplace.

All your home buying needs are met under one roof

As a first-time home buyer in MD, things can seem daunting. It is quite understandable to be overwhelmed with the many technical aspects that accompany buying a new house. So in this digital age as your mortgage genie, we don't have a lamp for you to rub but visiting our website and booking an appointment with us is the next best thing.

Our services are customized to your needs. Buying a home with us by your side makes things smooth. Whether it’s mortgage or refinancing, our ears are open to your questions till satisfaction is mutually achieved.

Most often, we tend to function in the background, but our presence is of value whenever:

  • You have questions regarding your homeowner's insurance information.
  • You require clarity on private mortgage options.
  • You need some assistance due to a financial setback.
  • You want to request forbearance so that your mortgage is in good standing.

There's a good chance that things will never come to this. So it may not be applicable to you. But there's a reassurance that if they do, we have your back!

 Contact Your Mortgage Genie TODAY!!!

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